UNITED STATES
SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

 

Form 10-Q

 

(Mark One)

 

x

QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES
EXCHANGE ACT OF 1934

 

 

For the quarterly period ended April 30, 2008

 

 

o

TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES
EXCHANGE ACT OF 1934

 

 

For the transition period from               to              

 

Commission File Number:   0-8877

 

CREDO PETROLEUM CORPORATION

(Exact name of registrant as specified in its charter)

 

Colorado

 

84-0772991

(State or other jurisdiction of incorporation or organization)

 

(IRS Employer Identification No.)

 

 

 

1801 Broadway, Suite 900, Denver, Colorado

 

80202

(Address of principal executive offices)

 

(Zip Code)

 

303-297-2200

(Registrant’s telephone number, including area code)

 

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.  Yes   x     No  o

 

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting company. See the definitions of “large accelerated filer,” “accelerated filer” and “smaller reporting company” in Rule 12b-2 of the Exchange Act.

 

 

Large accelerated filer  o

 

 

Accelerated filer x

 

 

 

 

 

 

Non-accelerated filer  o

(Do not check if a smaller reporting company)

 

Smaller reporting company  o

 

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).  Yes   o     No   x

 

Indicate the number of shares outstanding of each of the issuer’s classes of common stock, net of treasury stock, as of the latest practicable date.

 

Date

 

Class

 

Outstanding

June 9, 2008

 

Common stock, $.10 par value

 

9,325,000

 

 



 

CREDO PETROLEUM CORPORATION AND SUBSIDIARIES

 

Quarterly Report on Form 10-Q For the Period Ended April 30, 2008

 

TABLE OF CONTENTS

 

 

 

Page No.

 

 

 

PART I - FINANCIAL INFORMATION

 

 

 

 

Item 1.

Financial Statements

 

 

 

 

Consolidated Balance Sheets
As of April 30, 2008 (Unaudited) and October 31, 2007

3

 

 

 

Consolidated Statements of Operations
For the Three and Six Months Ended April 30, 2008 and 2007 (Unaudited)

4

 

 

 

Consolidated Statements of Cash Flows
For the Six Months Ended April 30, 2008 and 2007 (Unaudited)

5

 

 

 

Notes to Consolidated Financial Statements (Unaudited)

6

 

 

 

Item 2.

Management’s Discussion and Analysis of Financial Condition and Results of Operations

11

 

 

 

Item 3.

Quantitative and Qualitative Disclosures About Market Risk

20

 

 

 

Item 4.

Controls and Procedures

20

 

 

 

PART II - OTHER INFORMATION

 

 

 

 

Item 1.

Legal Proceedings

20

 

 

 

Item 1A.

Risk Factors

20

 

 

 

Item 2.

Unregistered Sales of Equity Securities and Use of Proceeds

20

 

 

 

Item 3.

Defaults Upon Senior Securities

21

 

 

 

Item 4.

Submission of Matters to a Vote of Security Holders

21

 

 

 

Item 5.

Other Information

21

 

 

 

Item 6.

Exhibits

22

 

 

 

Signatures

23

 

The terms “CREDO”, “Company”, “we”, “our”, and “us” refer to CREDO Petroleum Corporation and its subsidiaries unless the context suggests otherwise.

 

2



 

PART I - FINANCIAL INFORMATION

 

ITEM 1.  FINANCIAL STATEMENTS

 

CREDO PETROLEUM CORPORATION AND SUBSIDIARIES

Consolidated Balance Sheets

 

 

 

April 30,

 

October 31,

 

 

 

2008

 

2007

 

 

 

(Unaudited)

 

 

 

ASSETS

 

 

 

 

 

Current Assets:

 

 

 

 

 

Cash and cash equivalents

 

$

6,805,000

 

$

7,285,000

 

Short-term investments

 

6,337,000

 

6,383,000

 

Receivables:

 

 

 

 

 

Accrued oil and gas sales

 

2,663,000

 

1,647,000

 

Trade

 

772,000

 

602,000

 

Derivative Assets

 

 

443,000

 

Other current assets

 

1,434,000

 

55,000

 

Total current assets

 

18,011,000

 

16,415,000

 

Long-term assets:

 

 

 

 

 

Oil and gas properties, at cost, using full cost method:

 

 

 

 

 

Unevaluated oil and gas properties

 

9,079,000

 

7,791,000

 

Evaluated oil and gas properties

 

55,063,000

 

51,691,000

 

Less: accumulated depreciation, depletion and amortization of oil and gas properties

 

(23,805,000

)

(22,108,000

)

Net oil and gas properties, at cost, using full cost method

 

40,337,000

 

37,374,000

 

 

 

 

 

 

 

Exclusive license agreement, net of amortization of $536,000 in 2008 and $501,000 in 2007

 

163,000

 

198,000

 

Compressor and tubular inventory to be used in development

 

1,408,000

 

1,090,000

 

Other, net

 

402,000

 

272,000

 

Total assets

 

$

60,321,000

 

$

55,349,000

 

LIABILITIES AND STOCKHOLDERS‘ EQUITY

 

 

 

 

 

Current Liabilities:

 

 

 

 

 

Accounts payable

 

$

1,255,000

 

$

1,639,000

 

Revenue distribution payable

 

1,254,000

 

979,000

 

Derivative liabilities

 

3,433,000

 

 

Other accrued liabilities

 

1,060,000

 

852,000

 

Income taxes payable

 

440,000

 

434,000

 

Total current liabilities

 

7,442,000

 

3,904,000

 

Long Term Liabilities:

 

 

 

 

 

Deferred income taxes, net

 

9,210,000

 

9,204,000

 

Derivative liabilities due in more than 1 year

 

448,000

 

 

Exclusive license obligation, less current obligations of $77,000 in 2008 and 2007

 

85,000

 

85,000

 

Asset retirement obligation

 

1,098,000

 

1,016,000

 

Total liabilities

 

18,283,000

 

14,209,000

 

Commitments

 

 

 

 

 

Stockholders’ Equity:

 

 

 

 

 

Preferred stock, no par value, 5,000,000 shares authorized, none issued

 

 

 

 

 

Common stock, $.10 par value, 20,000,000 shares authorized, 9,510,000 shares issued in 2008 and in 2007

 

951,000

 

951,000

 

Capital in excess of par value

 

16,047,000

 

15,913,000

 

Treasury stock at cost, 186,000 shares in 2008 and 215,000 in 2007

 

(437,000

)

(506,000

)

Accumulated other comprehensive income (loss)

 

(2,775,000

)

319,000

 

Retained earnings

 

28,252,000

 

24,463,000

 

Total stockholders’ equity

 

42,038,000

 

41,140,000

 

Total liabilities and stockholders’ equity

 

$

60,321,000

 

$

55,349,000

 

 

The accompanying notes are an integral part of these consolidated financial statements.

 

3



 

CREDO PETROLEUM CORPORATION AND SUBSIDIARIES

Consolidated Statements of Operations

(Unaudited)

 

 

 

Six Months Ended

 

Three Months Ended

 

 

 

April 30,

 

April 30,

 

 

 

2008

 

2007

 

2008

 

2007

 

 

 

 

 

 

 

 

 

 

 

REVENUES:

 

 

 

 

 

 

 

 

 

Oil and gas sales

 

$

9,527,000

 

$

8,493,000

 

$

4,947,000

 

$

4,685,000

 

Investment income and other

 

76,000

 

453,000

 

81,000

 

206,000

 

 

 

9,603,000

 

8,946,000

 

5,028,000

 

4,891,000

 

 

 

 

 

 

 

 

 

 

 

COSTS AND EXPENSES:

 

 

 

 

 

 

 

 

 

Oil and gas production

 

1,838,000

 

1,709,000

 

986,000

 

796,000

 

Depreciation, depletion and amortization

 

1,751,000

 

1,900,000

 

898,000

 

942,000

 

General and administrative

 

697,000

 

644,000

 

365,000

 

366,000

 

Interest

 

5,000

 

13,000

 

4,000

 

7,000

 

 

 

4,291,000

 

4,266,000

 

2,253,000

 

2,111,000

 

 

 

 

 

 

 

 

 

 

 

INCOME BEFORE INCOME TAXES

 

5,312,000

 

4,680,000

 

2,775,000

 

2,780,000

 

 

 

 

 

 

 

 

 

 

 

INCOME TAXES

 

(1,525,000

)

(1,334,000

)

(789,000

)

(798,000

)

 

 

 

 

 

 

 

 

 

 

NET INCOME

 

$

3,787,000

 

$

3,346,000

 

$

1,986,000

 

$

1,982,000

 

 

 

 

 

 

 

 

 

 

 

EARNINGS PER SHARE OF COMMON STOCK BASIC

 

$

.41

 

$

.36

 

$

.22

 

$

.21

 

 

 

 

 

 

 

 

 

 

 

EARNINGS PER SHARE OF COMMON STOCK DILUTED

 

$

.40

 

$

.36

 

$

.21

 

$

.21

 

 

 

 

 

 

 

 

 

 

 

Weighted average number of shares of Common Stock and dilutive securities:

 

 

 

 

 

 

 

 

 

Basic

 

9,299,000

 

9,261,000

 

9,302,000

 

9,261,000

 

 

 

 

 

 

 

 

 

 

 

Diluted

 

9,363,000

 

9,395,000

 

9,368,000

 

9,395,000

 

 

The accompanying notes are an integral part of these consolidated financial statements.

 

4



 

CREDO PETROLEUM CORPORATION AND SUBSIDIARIES

Consolidated Statements of Cash Flows

(Unaudited)

 

 

 

Six Months Ended

 

 

 

April 30,

 

 

 

2008

 

2007

 

 

 

 

 

 

 

CASH FLOWS FROM OPERATING ACTIVITIES:

 

 

 

 

 

Net income

 

$

3,787,000

 

$

3,346,000

 

Adjustments to reconcile net income to net cash provided by operating activities:

 

 

 

 

 

Depreciation, depletion and amortization

 

1,751,000

 

1,900,000

 

Deferred income taxes

 

1,525,000

 

834,000

 

Loss on short term investments

 

46,000

 

 

Compensation expense related to stock options granted

 

30,000

 

110,000

 

Other

 

84,000

 

30,000

 

Changes in operating assets and liabilities:

 

 

 

 

 

Proceeds from short-term investments

 

 

1,492,000

 

Purchase of short-term investments

 

 

(1,885,000

)

Accrued oil and gas sales

 

(1,016,000

)

(185,000

)

Trade receivables

 

(170,000

)

192,000

 

Other current assets

 

(387,000

)

(43,000

)

Accounts payable and accrued liabilities

 

(881,000

)

(845,000

)

Income taxes payable

 

 

113,000

 

 

 

 

 

 

 

NET CASH PROVIDED BY OPERATING ACTIVITIES

 

4,769,000

 

5,059,000

 

 

 

 

 

 

 

CASH FLOWS FROM INVESTING ACTIVITIES:

 

 

 

 

 

Additions to oil and gas properties

 

(4,955,000

)

(4,404,000

)

Proceeds from sale of oil and gas properties

 

 

171,000

 

Changes in other long-term assets

 

(467,000

)

(134,000

)

 

 

 

 

 

 

NET CASH USED IN INVESTING ACTIVITIES

 

(5,422,000

)

(4,367,000

)

 

 

 

 

 

 

CASH FLOWS FROM FINANCING ACTIVITIES:

 

 

 

 

 

Proceeds from exercise of stock options

 

173,000

 

5,000

 

 

 

 

 

 

 

NET CASH PROVIDED BY FINANCING ACTIVITIES

 

173,000

 

5,000

 

 

 

 

 

 

 

INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS

 

(480,000

)

697,000

 

 

 

 

 

 

 

CASH AND CASH EQUIVALENTS:

 

 

 

 

 

Beginning of period

 

7,285,000

 

4,577,000

 

 

 

 

 

 

 

End of period

 

$

6,805,000

 

$

5,274,000

 

 

 

 

 

 

 

Supplemental cash flow information:

 

 

 

 

 

Cash paid during the period for income taxes

 

$

282,000

 

$

90,000

 

 

 

 

 

 

 

Additions to oil and gas properties in current liabilities

 

$

1,369,000

 

$

 

 

The accompanying notes are an integral part of these consolidated financial statements.

 

5

CREDO PETROLEUM CORPORATION AND SUBSIDIARIES

Notes To Consolidated Financial Statements (Unaudited)

April 30, 2008

 

1.     BASIS OF PRESENTATION

 

The accompanying unaudited consolidated financial statements have been prepared in accordance with U. S. generally accepted accounting principles for interim financial information and with the instructions for Form 10-Q and Article 10 of Regulation S-X.  Accordingly, they do not include all of the information and footnotes required by U. S. generally accepted accounting principles for complete financial statements. In the opinion of management, the consolidated financial statements contain all adjustments (consisting of normal recurring adjustments) considered necessary for a fair presentation of the company’s results for the periods presented.  These consolidated financial statements should be read in conjunction with the company’s Annual Report on Form 10-K for the fiscal year ended October 31, 2007.

 

Certain 2007 amounts have been reclassified to conform to the current year presentation.  Such reclassifications had no effect on net income or shareholders’ equity.

 

2.     SIGNIFICANT ACCOUNTING POLICIES

 

The preparation of financial statements in conformity with generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities at the date of the financial statements and the reported amounts of revenues, costs and expenses during the reporting period.  The company bases its estimates on historical experience and on various other assumptions it believes to be reasonable under the circumstances.  Although actual results may differ from  these estimates under different assumptions or conditions, the company believes that its estimates are reasonable and that actual results will not vary significantly from the estimated amounts in the ordinary course of business.

 

3.     STOCK-BASED COMPENSATION

 

The CREDO Petroleum Corporation 2007 Stock Option Plan (the 2007 Plan) is described in the Notes to Consolidated Financial Statements in the company’s Annual Report on Form 10-K for the year ended October 31, 2007.  No options have been granted under the 2007 Plan.  The CREDO Petroleum Corporation 1997 Stock Option Plan (the 1997 Plan) expired on July 29, 2007.  No additional options can be granted under the 1997 Plan.  However, all outstanding options granted under the 1997 Plan will continue to be governed by the terms of that Plan.

 

For the six months ended April 30, 2008 and 2007, the company recognized stock based compensation expense of $30,000 and $110,000 respectively.  For the three months ended April 30, 2008 and 2007, the company recognized compensation expense of $15,000 and $53,000, respectively.  The estimated unrecognized compensation cost from unvested stock options as of April 30, 2008 was approximately $93,000 which is expected to be recognized over an average of 2 years.

 

No options were granted during the six months ended April 30, 2008 and the fair value of the 40,000 options granted during the six months ended April 30, 2007 was estimated on the date of grant using a Black-Scholes option pricing model.  The weighted average assumptions used in the option pricing model for the six months ended April 30, 2007 were: volatility, 50.84%; expected option term, 2.5 years; risk-free interest rate, 4.58%; and expected dividend yield, 0%.

 

6



 

Plan activity for the six months ended April 30, 2008 is set forth below:

 

 

 

Six Months Ended April 30, 2008

 

 

 

 

 

Weighted

 

 

 

 

 

 

 

Average

 

Aggregate

 

 

 

Number of

 

Exercise

 

Intrinsic

 

 

 

Options

 

Price

 

Value

 

Outstanding at October 31, 2007

 

270,251

 

$

6.94

 

754,000

 

Granted

 

 

 

 

Exercised

 

29,250

 

5.93

 

117,000

 

Cancelled or forfeited

 

 

 

 

Outstanding at April 30, 2008

 

241,001

 

$

7.07

 

793,000

 

 

 

 

 

 

 

 

 

Exercisable at April 30, 2008

 

219,335

 

$

6.50

 

847,000

 

 

 

 

 

 

 

 

 

Weighted average contractual life at April 30, 2008

 

 

 

5.82

 years

 

4.     NATURAL GAS PRICE HEDGING

 

The company periodically hedges the price of a portion of its estimated natural gas production when the potential for significant downward price movement is anticipated.  Hedging transactions typically take the form of forward short positions and collars on the NYMEX futures market, and are closed by purchasing offsetting positions.  Such hedges, which are accounted for as cash flow hedges, do not exceed estimated production volumes, are expected to have reasonable correlation between price movements in the futures market and the cash markets where the company’s production is located, and are authorized by the company’s Board of Directors.  Hedges are expected to be closed as related production occurs but may be closed earlier if the anticipated downward price movement occurs or if the company believes that the potential for such movement has abated.

 

The company recognizes all derivatives (consisting solely of cash flow hedges) on its balance sheet at fair value at the end of each period.  Changes in the fair value of a cash flow hedge are recorded in Stockholders’ Equity as Accumulated Other Comprehensive Income on the Consolidated Balance Sheets and then are transferred into the Consolidated Statement of Operations as the underlying hedged item affects earnings.  Amounts reclassified into earnings related to natural gas hedges are included in gas sales.

 

Hedging gains and losses are recognized as adjustments to gas sales as the hedged product is produced.  The company had hedging gains of $852,000 ($605,000 net of income tax) and $986,000 ($705,000 net of income tax) in the six months ended April 30, 2008 and 2007, respectively.  For the three months ended April 30, 2008, the company had hedging gains of $5,000 ($4,000 after tax) and $590,000 ($422,000 after tax) for the same period in 2007.  Any hedge ineffectiveness, which was not material for any period, is immediately recognized in gas sales.

 

Open hedge contracts are indexed to the NYMEX.  Periodically, the company enters into contracts indexed to Panhandle Eastern Pipeline Company for Texas, Oklahoma mainline.  For comparative purposes, hedges indexed to Panhandle Eastern Pipeline Company are expressed on a NYMEX basis.  For hedges indexed to Panhandle Eastern Pipeline Company, the individual month price (basis) differentials between the NYMEX and Panhandle Eastern Pipeline Company range from minus $1.45 in the winter months to minus $0.90 in the spring months.

 

Unrecognized gains and losses on hedge contracts at April 30, 2008 totaled a loss of $3,881,000 ($2,775,000 after income tax).  These amounts have been included in “Accumulated Other Comprehensive Income” ($2,775,000), “Derivative Liabilities” ($3,433,000) and “Derivative Liabilities Due in More than

 

7



 

1 Year” ($ 448,000) and deferred income taxes of $1,106,000.  These contracts covered 1,660 MMBtus at average monthly NYMEX basis prices ranging from $7.83 to $10.05.

 

The company has a hedging line of credit with its bank which is available, at the discretion of the company, to meet margin calls.  To date, the company has not used this facility and maintains it only as a precaution related to possible margin calls.  The maximum credit line is $5,900,000 with interest calculated at the prime rate.  The facility is unsecured and has covenants that require the company to maintain $3,000,000 in cash or short term investments, none of which are required to be maintained at the company’s bank, and prohibits funded debt in excess of $500,000.  It expires on November 15, 2010.

 

5.     COMPREHENSIVE INCOME

 

Comprehensive income includes all changes in equity during a period except those resulting from investments by owners and distributions to owners.  The components of comprehensive income for the three and six months ended April 30, 2008 and 2007 are as follows:

 

 

 

Six Months Ended

 

Three Months Ended

 

 

 

April 30,

 

April 30,

 

 

 

2008

 

2007

 

2008

 

2007

 

 

 

 

 

 

 

 

 

 

 

Net income

 

$

3,787,000

 

$

3,346,000

 

$

1,986,000

 

$

1,982,000

 

Other comprehensive income:

 

 

 

 

 

 

 

 

 

Change in fair value of derivatives

 

(4,324,000

)

(1,043,000

)

(4,008,000

)

(672,000

)

Income tax expense